Peer to Peer (P2P) Lending Market by Business Segment, End-user and Geography - Forecast and Analysis 2023- 2027

Published: Aug 2023 Pages: 146 SKU: IRTNTR76142

Peer to Peer (P2P) Lending Market Analysis Report 2023-2027;

The peer to peer (P2P) lending market size is estimated to grow at a CAGR of 29.96% between 2022 and 2027. The market size is forecast to increase by USD 381.28 billion. The growth of the market depends on several factors such as reduced operational costs of P2P lending companies, use of advanced technologies in lending process, and the rising number of small and mid-sized enterprises Our report examines historic data from 2017 to 2021, besides analyzing the current market scenario.

This report extensively covers market segmentation by business segment (traditional lending and marketplace lending), end-user (individual consumer, small businesses, large businesses, and real estate), and geography (APAC, North America, Europe, South America, and Middle East and Africa). It also includes an in-depth analysis of drivers, trends, and challenges. 

What will be the Size of the Peer-to-Peer Lending Market During the Forecast Period?

Peer-to-Peer Lending Market Forecast 2023-2027

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Peer-to-Peer Lending Market Dynamic

Our researchers studied the data for years, with 2022 as the base year and 2023 as the estimated year, and presented the key drivers, trends, and challenges for the market. Although there has been a disruption in the growth of the market during the COVID-19 pandemic, a holistic analysis of drivers, trends, and challenges will help companies refine marketing strategies to gain a competitive advantage.    

Driver- Reduced operational costs of P2P lending companies

Unlike traditional financial institutions like banks, peer to peer (P2P) lending market players do not require a large space for their business operations. The low labor requirements also reduce operating costs. Data on publicly available lending services and the online services that provide access to their websites help consumers get a clearer picture of the type of loan available. These P2P lending service providers make a profit by charging borrowers and deducting fees from loan repayments made to investors, which fuels the growth of the P2P lending market

Similarly, P2P lending market players have no physical branches allowing them to save maximum money by renting or leasing the property. Thus, the minimal cost of operating a P2P lending business makes it a profitable option and P2P lending service providers offer high returns to investors and low interest rates to borrowers, making them unique, which in turn will fuel the growth of the market during the Forecast Period.

Trends- Rise in the adoption of digital loans

Digital lending is gaining popularity across the globe. Digital infrastructure has allowed loan providers to greatly simplify the lending process. Nowadays, most people prefer to operate online rather than meet in person. Furthermore, borrowers want to have all the information at their fingertips. This helps them to compare different loan products and can gauge the creditworthiness of the lending company. As a result, the increasing adoption of digital lending is driving the growth of the global peer to peer lending market.

Moreover, the increase in the number of smartphones around the world has led to a growing demand for digital lending solutions for faster and hassle-free loan processing from anywhere. In addition, the rapid disbursement of funds to consumers or businesses is one of the key factors driving the adoption of digital loans by different peer to peer lending market players, including P2P lenders. Hence, due to the reliability and convenience of digital lending, the global P2P lending market will increase significantly during the forecast period. 

Challenge- Security and fraud risks

The potential for data theft is higher in digital P2P lending platforms because consumers' financial information is available on these platforms. As P2P providers handle sensitive financial information, any breach of security can result in the loss of investor funds and damage the reputation of the platform. As a result, P2P platforms need to invest in strong security measures to combat cyberattacks and data breaches.

Furthermore, fraud is another concern in the P2P lending space. Borrowers may misrepresent their financial situation, which can result in losses for investors. As a result, P2P platforms must implement a thorough verification process to confirm the identity of the borrower and the accuracy of their financial information. Therefore, the threat of financial information leakage could hinder the growth of the global P2P lending market during the forecast period. 

Peer-to-Peer Lending Market Segmentation by Business Segment, End-User, and Geography

Business Segment Analysis: 

The traditional lending segment will account for a major share of the market's growth during the forecast period.?Traditional lending is the most popular form of money lending service for small and medium businesses. In traditional P2P lending, the lending platform processes transactions and collects debt. In addition, traditional loans bring certain advantages such as better loan quality, high transparency, simple loans, easy to understand, and simple investment structure that helps to promote the development of the peer to peer lending market

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The traditional lending segment was valued at USD 32.04 billion in 2017 and continued to grow until 2021.?The growing demand for lending options due to individual or business fund requirements is driving the growth of the P2P lending market. The need to borrow money in an emergency when consumers are unable to manage their spending drives the demand for loans, which in turn drives the growth of the market. Hence, due to the high demand for transparent lending, the traditional lending model is expected to expand, which will drive the growth of the market during the forecast period. 

End-User?Segment Analysis: 

Based on end-user, the market has been segmented into individual consumers, small businesses, large businesses, and real estate. The individual consumer?segment will account for the largest share of this segment.? Individual consumers are very interested in flexible loans with low-interest rates because financial institutions, such as banks, offer loans with high-interest rates. Additionally, consumer P2P personal loans are approved with no collateral required. In addition, the flexible terms in the EMI and the schedule contribute to a stress-free situation for the borrower. Digitization is one of the most widely used marketing tactics in the financial services industry to increase loan processing and provide better services and information to customers. Thus, such factors will. drive the growth of the market during the forecast period. 

Regional Analysis

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APAC is estimated to contribute 44% to the growth by 2027. Technavio’s analysts have elaborately explained the regional trends, drivers, and challenges that are expected to shape the market during the forecast period. Fintech companies in the region are investing heavily in R&D to bring new functionality to platform-based business models. Furthermore, the growth of the P2P lending market in the region is driven by the lending boom in the online marketplace and the rising awareness among investors and borrowers of alternative financing methods such as P2P loans. The growing adoption of peer-to-peer lending in Singapore and surrounding countries presents new opportunities for individuals and businesses to contribute new and innovative ideas. In addition, the increase in the number of investors and borrowers in the region is expected to boost the growth of the market in the region during the forecast period.

COVID Recovery Analysis:

Due to the outbreak of the COVID-19 pandemic In 2020, most APAC countries, such as China, Japan, and India, were severely affected. However, in 2021, the initiation of large-scale vaccination drives?has lifted the lockdown and travel restrictions, which led to the resumption of business and production units. Such factors are expected to drive the market during the forecast period. Moreover, small businesses applied for business loans to restart their businesses as they suffered losses during the pandemic. P2P lenders have helped these businesses by providing capital to restart their operations. Therefore, with the provision of convenient services such as documents, fast disbursement, etc., the P2P lending market in APAC is expected to significantly increase during the forecast period.

Who are the Major Peer-to-Peer Lending Market Companies?

Companies are implementing various strategies, such as strategic alliances, partnerships, mergers and acquisitions, geographical expansion, and product/service launches, to enhance their presence in the market.

  • Avant LLC: The company offers peer to peer lending such as Zopa peer to peer investments for real life and intelligent investments.

We also have detailed analyses of the market’s competitive landscape and offer information on 20 market companies, including:

AS Mintos Marketplace, Bondora Capital OU, Bridge Fintech Solutions Pvt. Ltd., Enova International Inc., Fairassets Technologies India Pvt. Ltd., Funding Circle Holdings plc, Innofin Solutions Pvt. Ltd., Kiva Microfunds, Lendbox, LendingClub Corp., Lendingkart Finance Ltd., LendingTree LLC, Metro Bank Plc, Prosper Funding LLC, and Zopa Bank Ltd.

Technavio report provides an in-depth analysis of the market and its players through combined qualitative and quantitative data. The analysis classifies companies into categories based on their business approaches, including pure-play, category-focused, industry-focused, and diversified. Companies are specially categorized into dominant, leading, strong, tentative, and weak, based on their quantitative data analysis.  

Segment Overview

The peer-to-peer lending market report forecasts market growth by revenue at global, regional & country levels and provides an analysis of the latest trends and growth opportunities from 2017 to 2027. 

  • Business Segment Outlook (USD Billion, 2017 - 2027)
    • Traditional lending
    • Marketplace lending
  • End-user Outlook (USD Billion, 2017 - 2027)
    • Individual consumer
    • Small businesses
    • Large businesses
    • Real estate
  • Region Outlook (USD Billion, 2017 - 2027)
    • North America
      • The U.S.
      • Canada
    • Europe
      • The U.K.
      • Germany
      • France
      • Rest of Europe
    • APAC
      • China
      • India
    • South America
      • Chile 
      • Brazil 
      • Argentina
    • Middle East & Africa
      • Saudi Arabia
      • South Africa
      • Rest of the Middle East & Africa

Peer-to-Peer Lending Market Scope

Report Coverage

Details

Page number

146

Base year

2022

Historic period

2017-2021

Forecast period

2023-2027

Growth momentum & CAGR

Accelerate at a CAGR of 29.96%

Market growth 2023-2027

USD 381.28 billion

Market structure

Fragmented

YoY growth 2022-2023(%)

27.82

Regional analysis

APAC, North America, Europe, South America, and Middle East and Africa

Performing market contribution

APAC at 44%

Key countries

US, Canada, China, Australia, and UK

Competitive landscape

 Leading Companies, Market Positioning of Companies, Competitive Strategies, and Industry Risks

Key companies profiled

AS Mintos Marketplace, Bondora Capital OU, Bridge Fintech Solutions Pvt. Ltd., Enova International Inc., Fairassets Technologies India Pvt. Ltd., Funding Circle Holdings plc, Innofin Solutions Pvt. Ltd., Kiva Microfunds, Lendbox, LendingClub Corp., Lendingkart Finance Ltd., LendingTree LLC, Metro Bank Plc, Prosper Funding LLC, Zopa Bank Ltd., and Avant LLC

Market dynamics

Parent market analysis, Market growth inducers and obstacles, Fast-growing and slow-growing segment analysis, COVID-19 impact and recovery analysis and future consumer dynamics, Market condition analysis for forecast period.

Customization purview

If our report has not included the data that you are looking for, you can reach out to our analysts and get segments customized.

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What are the Key Data Covered in this Peer-to-Peer Lending Market Research Report?

  • CAGR of the market during the forecast period
  • Detailed information on factors that will drive the growth of the peer-to-peer lending market between 2023 and 2027
  • Precise estimation of the peer-to-peer lending market size and its contribution to the market in focus on the parent market
  • Accurate predictions about upcoming trends and changes in consumer behavior
  • Growth of the market across APAC, North America, Europe, South America, and Middle East and Africa
  • A thorough analysis of the market’s competitive landscape and detailed information about companies
  • Comprehensive analysis of factors that will challenge the growth of peer-to-peer lending market companies

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1 Executive Summary

  • 1.1 Market overview
    • Exhibit 01: Executive Summary – Chart on Market Overview
    • Exhibit 02: Executive Summary – Data Table on Market Overview
    • Exhibit 03: Executive Summary – Chart on Global Market Characteristics
    • Exhibit 04: Executive Summary – Chart on Market by Geography
    • Exhibit 05: Executive Summary – Chart on Market Segmentation by Business Segment
    • Exhibit 06: Executive Summary – Chart on Market Segmentation by End-user
    • Exhibit 07: Executive Summary – Chart on Incremental Growth
    • Exhibit 08: Executive Summary – Data Table on Incremental Growth
    • Exhibit 09: Executive Summary – Chart on Vendor Market Positioning

2 Market Landscape

  • 2.1 Market ecosystem
    • Exhibit 10: Parent market
    • Exhibit 11: Market Characteristics

3 Market Sizing

  • 3.1 Market definition
    • Exhibit 12: Offerings of vendors included in the market definition
  • 3.2 Market segment analysis
    • Exhibit 13: Market segments
  • 3.3 Market size 2022
    • 3.4 Market outlook: Forecast for 2022-2027
      • Exhibit 14: Chart on Global - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 15: Data Table on Global - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 16: Chart on Global Market: Year-over-year growth 2022-2027 (%)
      • Exhibit 17: Data Table on Global Market: Year-over-year growth 2022-2027 (%)

    4 Historic Market Size

    • 4.1 Global peer-to-peer lending market 2017 - 2021
      • Exhibit 18: Historic Market Size – Data Table on global peer-to-peer lending market 2017 - 2021 ($ billion)
    • 4.2 Business segment Segment Analysis 2017 - 2021
      • Exhibit 19: Historic Market Size – Business segment Segment 2017 - 2021 ($ billion)
    • 4.3 End-user Segment Analysis 2017 - 2021
      • Exhibit 20: Historic Market Size – End-user Segment 2017 - 2021 ($ billion)
    • 4.4 Geography Segment Analysis 2017 - 2021
      • Exhibit 21: Historic Market Size – Geography Segment 2017 - 2021 ($ billion)
    • 4.5 Country Segment Analysis 2017 - 2021
      • Exhibit 22: Historic Market Size – Country Segment 2017 - 2021 ($ billion)

    5 Five Forces Analysis

    • 5.1 Five forces summary
      • Exhibit 23: Five forces analysis - Comparison between 2022 and 2027
    • 5.2 Bargaining power of buyers
      • Exhibit 24: Chart on Bargaining power of buyers – Impact of key factors 2022 and 2027
    • 5.3 Bargaining power of suppliers
      • Exhibit 25: Bargaining power of suppliers – Impact of key factors in 2022 and 2027
    • 5.4 Threat of new entrants
      • Exhibit 26: Threat of new entrants – Impact of key factors in 2022 and 2027
    • 5.5 Threat of substitutes
      • Exhibit 27: Threat of substitutes – Impact of key factors in 2022 and 2027
    • 5.6 Threat of rivalry
      • Exhibit 28: Threat of rivalry – Impact of key factors in 2022 and 2027
    • 5.7 Market condition
      • Exhibit 29: Chart on Market condition - Five forces 2022 and 2027

    6 Market Segmentation by Business Segment

    • 6.1 Market segments
      • Exhibit 30: Chart on Market Segmentation by Business Segment - Market share 2022-2027 (%)
      • Exhibit 31: Data Table on Market Segmentation by Business Segment - Market share 2022-2027 (%)
    • 6.2 Comparison by Market Segmentation by Business Segment
      • Exhibit 32: Chart on Comparison by Market Segmentation by Business Segment
      • Exhibit 33: Data Table on Comparison by Market Segmentation by Business Segment
    • 6.3 Traditional lending - Market size and forecast 2022-2027
      • Exhibit 34: Chart on Traditional lending - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 35: Data Table on Traditional lending - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 36: Chart on Traditional lending - Year-over-year growth 2022-2027 (%)
      • Exhibit 37: Data Table on Traditional lending - Year-over-year growth 2022-2027 (%)
    • 6.4 Marketplace lending - Market size and forecast 2022-2027
      • Exhibit 38: Chart on Marketplace lending - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 39: Data Table on Marketplace lending - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 40: Chart on Marketplace lending - Year-over-year growth 2022-2027 (%)
      • Exhibit 41: Data Table on Marketplace lending - Year-over-year growth 2022-2027 (%)
    • 6.5 Market opportunity by Market Segmentation by Business Segment
      • Exhibit 42: Market opportunity by Market Segmentation by Business Segment ($ billion)
      • Exhibit 43: Data Table on Market opportunity by Market Segmentation by Business Segment ($ billion)

    7 Market Segmentation by End-user

    • 7.1 Market segments
      • Exhibit 44: Chart on End-user - Market share 2022-2027 (%)
      • Exhibit 45: Data Table on End-user - Market share 2022-2027 (%)
    • 7.2 Comparison by End-user
      • Exhibit 46: Chart on Comparison by End-user
      • Exhibit 47: Data Table on Comparison by End-user
    • 7.3 Individual consumer - Market size and forecast 2022-2027
      • Exhibit 48: Chart on Individual consumer - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 49: Data Table on Individual consumer - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 50: Chart on Individual consumer - Year-over-year growth 2022-2027 (%)
      • Exhibit 51: Data Table on Individual consumer - Year-over-year growth 2022-2027 (%)
    • 7.4 Small businesses - Market size and forecast 2022-2027
      • Exhibit 52: Chart on Small businesses - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 53: Data Table on Small businesses - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 54: Chart on Small businesses - Year-over-year growth 2022-2027 (%)
      • Exhibit 55: Data Table on Small businesses - Year-over-year growth 2022-2027 (%)
    • 7.5 Large businesses - Market size and forecast 2022-2027
      • Exhibit 56: Chart on Large businesses - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 57: Data Table on Large businesses - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 58: Chart on Large businesses - Year-over-year growth 2022-2027 (%)
      • Exhibit 59: Data Table on Large businesses - Year-over-year growth 2022-2027 (%)
    • 7.6 Real estate - Market size and forecast 2022-2027
      • Exhibit 60: Chart on Real estate - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 61: Data Table on Real estate - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 62: Chart on Real estate - Year-over-year growth 2022-2027 (%)
      • Exhibit 63: Data Table on Real estate - Year-over-year growth 2022-2027 (%)
    • 7.7 Market opportunity by End-user
      • Exhibit 64: Market opportunity by End-user ($ billion)
      • Exhibit 65: Data Table on Market opportunity by End-user ($ billion)

    8 Customer Landscape

    • 8.1 Customer landscape overview
      • Exhibit 66: Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria

    9 Geographic Landscape

    • 9.1 Geographic segmentation
      • Exhibit 67: Chart on Market share by geography 2022-2027 (%)
      • Exhibit 68: Data Table on Market share by geography 2022-2027 (%)
    • 9.2 Geographic comparison
      • Exhibit 69: Chart on Geographic comparison
      • Exhibit 70: Data Table on Geographic comparison
    • 9.3 APAC - Market size and forecast 2022-2027
      • Exhibit 71: Chart on APAC - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 72: Data Table on APAC - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 73: Chart on APAC - Year-over-year growth 2022-2027 (%)
      • Exhibit 74: Data Table on APAC - Year-over-year growth 2022-2027 (%)
    • 9.4 North America - Market size and forecast 2022-2027
      • Exhibit 75: Chart on North America - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 76: Data Table on North America - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 77: Chart on North America - Year-over-year growth 2022-2027 (%)
      • Exhibit 78: Data Table on North America - Year-over-year growth 2022-2027 (%)
    • 9.5 Europe - Market size and forecast 2022-2027
      • Exhibit 79: Chart on Europe - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 80: Data Table on Europe - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 81: Chart on Europe - Year-over-year growth 2022-2027 (%)
      • Exhibit 82: Data Table on Europe - Year-over-year growth 2022-2027 (%)
    • 9.6 South America - Market size and forecast 2022-2027
      • Exhibit 83: Chart on South America - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 84: Data Table on South America - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 85: Chart on South America - Year-over-year growth 2022-2027 (%)
      • Exhibit 86: Data Table on South America - Year-over-year growth 2022-2027 (%)
    • 9.7 Middle East and Africa - Market size and forecast 2022-2027
      • Exhibit 87: Chart on Middle East and Africa - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 88: Data Table on Middle East and Africa - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 89: Chart on Middle East and Africa - Year-over-year growth 2022-2027 (%)
      • Exhibit 90: Data Table on Middle East and Africa - Year-over-year growth 2022-2027 (%)
    • 9.8 China - Market size and forecast 2022-2027
      • Exhibit 91: Chart on China - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 92: Data Table on China - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 93: Chart on China - Year-over-year growth 2022-2027 (%)
      • Exhibit 94: Data Table on China - Year-over-year growth 2022-2027 (%)
    • 9.9 US - Market size and forecast 2022-2027
      • Exhibit 95: Chart on US - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 96: Data Table on US - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 97: Chart on US - Year-over-year growth 2022-2027 (%)
      • Exhibit 98: Data Table on US - Year-over-year growth 2022-2027 (%)
    • 9.10 Australia - Market size and forecast 2022-2027
      • Exhibit 99: Chart on Australia - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 100: Data Table on Australia - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 101: Chart on Australia - Year-over-year growth 2022-2027 (%)
      • Exhibit 102: Data Table on Australia - Year-over-year growth 2022-2027 (%)
    • 9.11 Canada - Market size and forecast 2022-2027
      • Exhibit 103: Chart on Canada - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 104: Data Table on Canada - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 105: Chart on Canada - Year-over-year growth 2022-2027 (%)
      • Exhibit 106: Data Table on Canada - Year-over-year growth 2022-2027 (%)
    • 9.12 UK - Market size and forecast 2022-2027
      • Exhibit 107: Chart on UK - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 108: Data Table on UK - Market size and forecast 2022-2027 ($ billion)
      • Exhibit 109: Chart on UK - Year-over-year growth 2022-2027 (%)
      • Exhibit 110: Data Table on UK - Year-over-year growth 2022-2027 (%)
    • 9.13 Market opportunity by geography
      • Exhibit 111: Market opportunity by geography ($ billion)
      • Exhibit 112: Data Tables on Market opportunity by geography ($ billion)

    10 Drivers, Challenges, and Trends

    • 10.1 Market drivers
      • 10.2 Market challenges
        • 10.3 Impact of drivers and challenges
          • Exhibit 113: Impact of drivers and challenges in 2022 and 2027
        • 10.4 Market trends

          11 Vendor Landscape

          • 11.1 Overview
            • 11.2 Vendor landscape
              • Exhibit 114: Overview on Criticality of inputs and Factors of differentiation
            • 11.3 Landscape disruption
              • Exhibit 115: Overview on factors of disruption
            • 11.4 Industry risks
              • Exhibit 116: Impact of key risks on business

            12 Vendor Analysis

            • 12.1 Vendors covered
              • Exhibit 117: Vendors covered
            • 12.2 Market positioning of vendors
              • Exhibit 118: Matrix on vendor position and classification
            • 12.3 AS Mintos Marketplace
              • Exhibit 119: AS Mintos Marketplace - Overview
              • Exhibit 120: AS Mintos Marketplace - Product / Service
              • Exhibit 121: AS Mintos Marketplace - Key offerings
            • 12.4 Avant LLC
              • Exhibit 122: Avant LLC - Overview
              • Exhibit 123: Avant LLC - Product / Service
              • Exhibit 124: Avant LLC - Key offerings
            • 12.5 Bondora Capital OU
              • Exhibit 125: Bondora Capital OU - Overview
              • Exhibit 126: Bondora Capital OU - Product / Service
              • Exhibit 127: Bondora Capital OU - Key offerings
            • 12.6 Enova International Inc.
              • Exhibit 128: Enova International Inc. - Overview
              • Exhibit 129: Enova International Inc. - Product / Service
              • Exhibit 130: Enova International Inc. - Key offerings
            • 12.7 Fairassets Technologies India Pvt. Ltd.
              • Exhibit 131: Fairassets Technologies India Pvt. Ltd. - Overview
              • Exhibit 132: Fairassets Technologies India Pvt. Ltd. - Product / Service
              • Exhibit 133: Fairassets Technologies India Pvt. Ltd. - Key offerings
            • 12.8 Funding Circle Holdings plc
              • Exhibit 134: Funding Circle Holdings plc - Overview
              • Exhibit 135: Funding Circle Holdings plc - Product / Service
              • Exhibit 136: Funding Circle Holdings plc - Key offerings
            • 12.9 Innofin Solutions Pvt. Ltd.
              • Exhibit 137: Innofin Solutions Pvt. Ltd. - Overview
              • Exhibit 138: Innofin Solutions Pvt. Ltd. - Product / Service
              • Exhibit 139: Innofin Solutions Pvt. Ltd. - Key offerings
            • 12.10 Kiva Microfunds
              • Exhibit 140: Kiva Microfunds - Overview
              • Exhibit 141: Kiva Microfunds - Product / Service
              • Exhibit 142: Kiva Microfunds - Key offerings
            • 12.11 Lendbox
              • Exhibit 143: Lendbox - Overview
              • Exhibit 144: Lendbox - Product / Service
              • Exhibit 145: Lendbox - Key offerings
            • 12.12 LendingClub Corp.
              • Exhibit 146: LendingClub Corp. - Overview
              • Exhibit 147: LendingClub Corp. - Product / Service
              • Exhibit 148: LendingClub Corp. - Key offerings
            • 12.13 Lendingkart Finance Ltd.
              • Exhibit 149: Lendingkart Finance Ltd. - Overview
              • Exhibit 150: Lendingkart Finance Ltd. - Product / Service
              • Exhibit 151: Lendingkart Finance Ltd. - Key offerings
            • 12.14 LendingTree LLC
              • Exhibit 152: LendingTree LLC - Overview
              • Exhibit 153: LendingTree LLC - Business segments
              • Exhibit 154: LendingTree LLC - Key offerings
              • Exhibit 155: LendingTree LLC - Segment focus
            • 12.15 Metro Bank Plc
              • Exhibit 156: Metro Bank Plc - Overview
              • Exhibit 157: Metro Bank Plc - Product / Service
              • Exhibit 158: Metro Bank Plc - Key offerings
            • 12.16 Prosper Funding LLC
              • Exhibit 159: Prosper Funding LLC - Overview
              • Exhibit 160: Prosper Funding LLC - Product / Service
              • Exhibit 161: Prosper Funding LLC - Key offerings
            • 12.17 Zopa Bank Ltd.
              • Exhibit 162: Zopa Bank Ltd. - Overview
              • Exhibit 163: Zopa Bank Ltd. - Product / Service
              • Exhibit 164: Zopa Bank Ltd. - Key offerings

            13 Appendix

            • 13.1 Scope of the report
              • 13.2 Inclusions and exclusions checklist
                • Exhibit 165: Inclusions checklist
                • Exhibit 166: Exclusions checklist
              • 13.3 Currency conversion rates for US$
                • Exhibit 167: Currency conversion rates for US$
              • 13.4 Research methodology
                • Exhibit 168: Research methodology
                • Exhibit 169: Validation techniques employed for market sizing
                • Exhibit 170: Information sources
              • 13.5 List of abbreviations
                • Exhibit 171: List of abbreviations

              Research Framework

              Technavio presents a detailed picture of the market by way of study, synthesis, and summation of data from multiple sources. The analysts have presented the various facets of the market with a particular focus on identifying the key industry influencers. The data thus presented is comprehensive, reliable, and the result of extensive research, both primary and secondary.

              INFORMATION SOURCES

              Primary sources

              • Manufacturers and suppliers
              • Channel partners
              • Industry experts
              • Strategic decision makers

              Secondary sources

              • Industry journals and periodicals
              • Government data
              • Financial reports of key industry players
              • Historical data
              • Press releases

              DATA ANALYSIS

              Data Synthesis

              • Collation of data
              • Estimation of key figures
              • Analysis of derived insights

              Data Validation

              • Triangulation with data models
              • Reference against proprietary databases
              • Corroboration with industry experts

              REPORT WRITING

              Qualitative

              • Market drivers
              • Market challenges
              • Market trends
              • Five forces analysis

              Quantitative

              • Market size and forecast
              • Market segmentation
              • Geographical insights
              • Competitive landscape

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              Key Questions Answered

              • What are the key global market and the regional market share?
              • What are the revenue-generating key market segments?
              • What are the key factors driving and challenging this market’s growth?
              • Who are the key market vendors and their growth strategies?
              • What are the latest trends influencing the growth of this market?
              • What are the variables influencing the market growth in the primary regions?
              • What are the factors influencing the growth of the parent market?

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